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SBA Loans

Your SBA Preferred Lending Partner

Running a small business means wearing a lot of hats. You might be the owner, CEO, marketing manager, accountant, IT help desk, and maybe even head chef or inventory coordinator. So, when it comes to getting a business loan, you need experts who can take some of the weight off your shoulders.

IncredibleBank is part of the SBA Preferred Lending Program (PLP). But what does that mean for you? First, it means that the SBA recognizes us as a leader in servicing and processing SBA loans. But the real benefit to you is that it also means we can expedite loan approval.


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  • It's More Than a Loan, It's a Relationship

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The Benefits of Relationship Banking

At IncredibleBank, an SBA loan isn’t just an SBA loan. It’s taking time to get to know your business, your growth plan, your cash flow, and more. It’s determining the right SBA loan solution that meets your unique needs, delivering that loan, and (unlike many other SBA lenders) maintaining a strong relationship with you beyond the loan closing.

Because your business doesn’t stop moving forward when your loan is funded – that’s just the beginning. From servicing your loan, to deposit and cash management services, your team at IncredibleBank is here to support your business goals.

See how IncredibleBank can support your business


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How to Use an SBA Loan to Grow Your Business

Whatever your business goals, there may come a point where you need a loan – to purchase a building, to acquire a new business to expand your service offerings, or to purchase equipment.

In this article, you can learn the many ways an SBA loan can help your business achieve your goals. But don’t feel like you’re in this alone – your IncredibleBank SBA lender will walk you through your options to ensure we choose the right option for your business objectives.

See how you can use an SBA loan to grow your business

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Small Business Basics

New to small business lending? Learn more about what it takes to get a small business loan, including...

  • Why it’s important to build a relationship with your banker
  • How to apply
  • The types of documentation we'll need from you

What you need to know about small business loans

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Industry Solutions 

Here are just some of the industries we have unique experience with:
  • Funeral Homes 
  • Hospitality 
  • Restaurants
  • Bowling & Family Entertainment
  • Adult Care & Rehab  
  • Professional Services 
  • Car Washes 
  • Manufacturing
  • Gas Stations & Convenience Stores 
  • Self Storage 
  • Medical & Dental 
  • Veterinarians
  • Retail
  • And Most Other Businesses

SBA Loan Parameters

  • Loan amounts up to $5,000,000
  • Loan terms up to 25 years for real estate and 10-15 years for non-real estate debt
  • As little as 10% down in most scenarios
  • No balloon payments
  • Closing costs can be included in the loan amount
  • Loans not dependent on collateral
  • Nationwide lending









Whatever Your Business Need, We Have Your Lending Solution

How can an SBA loan help your business grow?

ACQUISITION

If you’re planning to buy a business, an SBA loan can help make it happen.



PARTNERSHIP BUYOUT

An SBA loan is a great way to secure the financing you need to take control of your business.

REFINANCE 

Let us help you relieve your debt burden with improved terms.



COMMERCIAL REAL ESTATE / CONSTRUCTION 

Whether you buy it or build it, if your business needs a homebase, an SBA loan can help.

SUCCESSION PLANNING 

Put the “success” in business succession with an SBA loan.


GET STARTED 

Reach out to one of our SBA experts below to get your business growing.

Talk To A Business Banker