Incredible Bank

IncredibleBank, a division of River Valley Bank, is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Click here for more information.

This account is a high yield checking account which includes e-statements and free ATM transactions. Other features that can be added free of charge are mobile banking and on-line bill pay.

*Annual percentage yield.

*Incredible Checking

• $0-$250,001 earns 1.53% APY. Above $250,001 earns 1.00% APY.
  
• Rate offered as of 5/3/10.
  
• $1,000 minimum deposit to open the account.
  
• Fees may reduce earnings. (Schedule of Fees)
  
• Rate subject to change without notice.
  

*Incredible C0D - NOT CURRENTLY ACCEPTING APPLICATIONS

• Annual percentage yield offered as of 05/28/10 for this 12 month-IncredibleBank certificate of deposit.
  
• APY may change at any time without prior notice.
  
• First six months earns 1.75% APY. Second six months earns 2.25% APY.
  
• $10,000 minimum deposit to open the CD. $10,000 minimum balance to earn the stated APY.
  
• Maximum of $225,000 allowed to be invested in one or more IncredibleBank certificates of deposit.
  
• Alternative terms not allowed.
  
• Fees may reduce earnings.
  
• Penalty for early withdrawal.
  
• Additional restrictions apply.

Luxury Expenditure Policy

INCREDIBLEBANK^SM and YEAH, IT'S THAT GOOD^SM are service marks of River Valley Bank. All other brands and product names are trademarks of their respective owners.