InSight Savings Account
Build Savings That Move You Toward Your Goals
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The Everyday Savings Account for the Way You Save
InSight Savings makes it simple to build more of what matters.
No monthly maintenance fees. No complicated balance requirements. Just a straightforward account designed for your financial future.
Savings That Work for You
Grow your savings at any balance. Check our current rates and see how your money can grow while staying accessible.
No Monthly Maintenance Fees
Keep more of your money in your account and make every dollar count, without worrying about minimum balances.
Turn Your Goals into Reality
Build Your Emergency Fund
Set aside money for unexpected expenses and stay prepared for life’s surprises.
› Set up automated transfers to grow your fund effortlessly.
› Access mobile & online banking to track your progress
› Use eStatements to keep you organized
Save For A Vacation
Take the stress out of planning — and start putting your next getaway within reach.
› Set up automated savings for your trip
› Track your progress with mobile & online banking.
› Let eStatements help you manage your budget
Save for Life’s Moments
Save for holidays, birthdays, and the celebrations that make life memorable.
› Set savings milestones.
› Track your deposits using online banking or our mobile app.
› eStatements provide transparency on your savings.
Purchase A New Car
Save smartly to afford your next vehicle without financing stress.
› Set a target amount and timeline.
› Track your progress using online banking or the IncredibleBank mobile app.
› eStatements provide clarity on your balance and growth.
Rent An Apartment
Prepare for deposits and move-in costs with steady, simple savings.
› Set monthly savings goals.
› Monitor progress using online banking or the mobile app.
› eStatements keep you organized.
Buy A New House
Work toward homeownership with a dedicated savings plan.
› Set a down payment goal
› Track your progress with online and mobile banking.
› eStatements keep your savings on target
Why Choose InSight Savings?
Open a savings account that grows with you — simple, flexible, and designed to help you reach your goals.
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Frequently Asked Questions
How much money do I need to open an InSight Savings Account?
The minimum opening deposit for an IncredibleBank Online Savings Account is $25. You can open online in minutes or at any of our Michigan, Wisconsin, or Florida branches.
What annual percentage yield (APY) will I earn on my savings with IncredibleBank?
InSight Savings Accounts earns competitive interest rates. Visit our Rates page for the most up-to-date APY and see how your savings can grow.
Are there minimum balances or maintenance fees for InSight Savings?
The InSight Savings Account has no monthly maintenance fees or minimum balance requirements. You can focus on growing your savings without worrying about extra charges or tracking balance requirements.
Is my money safe with IncredibleBank — is it FDIC-insured?
Yes. All IncredibleBank deposit accounts are FDIC insured up to the standard limits.
How can I access and manage my savings account online, via mobile, or at local branches in Michigan, Wisconsin, or Florida?
You can access your savings anytime using the IncredibleBank mobile app or online banking. Additionally, you can visit any of our Michigan, Wisconsin, or Florida branches to manage your account in person.
How can I use InSight Savings to reach my financial goals, like a vacation, car, home, or motorcoach?
You can set up automatic transfers to your InSight Savings Account to make saving effortless. Then, monitor your progress anytime through online or mobile banking — whether you’re building an emergency fund, saving for a vacation, purchasing a car, buying a home, or planning for a motorcoach.
If I don’t live near a branch, how can I deposit and withdraw money from my savings account?
You can deposit checks using mobile banking, transfer funds from another account via ACH, or access your money through linked accounts and ATMs. If you’re near a branch, you can also make deposits or withdrawals in person.
What happens if I move or live outside of IncredibleBank’s branch areas — can I still bank with you?
Yes. You can continue to manage your IncredibleBank Online Savings Account from anywhere in the U.S. via online or mobile banking. In-person services are available at our branches in Michigan, Wisconsin, and Florida if you ever need them.
